Version 1.0 – Effective from 12 November 2026. Document No. 04/2026/CS-7SVN of Luat 7S Consulting and Services Joint Stock Company.

Legal bases:

• Law on E-commerce No. 122/2025/QH15 dated 10 December 2025, effective from 1 July 2026;
• Decree No. 248/2026/ND-CP dated 30 June 2026 of the Government detailing certain articles of the Law on E-commerce, effective from 1 July 2026;
• Law on Protection of Consumer Rights No. 19/2023/QH15 dated 20 June 2023, effective from 1 July 2024;
• Law on Lawyers No. 65/2006/QH11 dated 29 June 2006, as amended and supplemented by Law No. 20/2012/QH13 dated 20 November 2012;

Luat 7S Consulting and Services Joint Stock Company (hereinafter "Luat 7S") hereby issues this Payment Policy as follows:

I. PAYMENT METHODS

1. Bank transfer

Clients transfer payments to the account in the name of the legal entity signing the service contract, opened at Vietnam Prosperity Joint Stock Commercial Bank (VPBank):

Transfer description: file code or contract number – client name. The account applicable to each transaction is stated in the contract and the Payment Request.

2. Online payment

Clients may scan a VietQR code or pay by Visa or Mastercard via the payment link sent by Luat 7S with the Payment Request. Card information is processed directly by the payment service provider; Luat 7S does not store clients' card numbers. International card transaction fees are borne by the client and displayed before payment confirmation.

3. Cash

Clients may pay in cash at a Luat 7S office and receive a receipt signed by the accountant and sealed by the receiving entity, within the limits permitted by law.

II. PAYMENT SCHEDULE

The payment schedule is stated in the Fee Letter or Service Contract. The default method consists of 2 installments:

• Installment 1: advance upon signing the contract or accepting the Fee Letter, for Luat 7S to commence work;
• Installment 2: the balance upon obtaining the result and before delivery to the client.

For retainer services, fees are paid periodically by month, quarter or year. Government fees and disbursements are paid before Luat 7S files the dossier.

III. INVOICES AND RECORDS

Luat 7S issues e-invoices based on the information provided by the client after receiving payment and sends them to the registered email. Clients are responsible for providing the correct name, tax code and invoicing address; invoice adjustments are handled in accordance with invoicing regulations.

IV. FRAUD WARNING

Luat 7S accepts payments only to the accounts in the names of the legal entities stated in Section I or in the official contract or Payment Request. Luat 7S never asks for transfers to personal accounts and never asks for OTP codes or banking passwords.

If you receive a suspicious payment request, please verify via +84 877 523 888 or lienhe@7slaw.vn before transferring money.

V. LATE PAYMENT AND REFUNDS

If a client is late in payment, Luat 7S may suspend work or withhold results until full payment is received, after written notice; late payment interest applies where agreed in the contract. Refunds are made under the Service Delivery, Termination and Refund Policy of Luat 7S.

Contact information of Luat 7S

• Head office: No. 60, Lane 18 Mac Thai To Street, Yen Hoa Ward, Hanoi.
• Hanoi transaction office: Floors 1–2, Lot E2, Mac Thai To Street, Yen Hoa Ward, Hanoi; tel. +84 877 523 888.
• Ho Chi Minh City Branch (tax code 0108172614-002): Floor 18, ROX Tower, 180 Nguyen Cong Tru Street, Ben Thanh Ward, Ho Chi Minh City; tel. +84 911 173 322.
• Ho Chi Minh City office 2: No. 71, Street 9, Van Phuc Urban Area, Hiep Binh Ward, Ho Chi Minh City.
• Email: lienhe@7slaw.vn; website: 7slaw.vn.

IMPLEMENTATION PROVISIONS

This document takes effect from the date of signing and is published at https://7slaw.vn/payment-policy. In case of any discrepancy between this document and a service contract signed with a client, the service contract prevails, unless otherwise provided by law.

Luat 7S may amend or supplement this document. Amendments are published on the website with the version number and effective date, and are updated with the state authority in charge of e-commerce as required. The Vietnamese version prevails in case of any discrepancy with translations.

LUAT 7S CONSULTING AND SERVICES JOINT STOCK COMPANY